Author Archives: Tom Vogel

The Unintended Consequences of Regulatory Change

“For lack of guidance, a nation falls, but victory is won through many advisers” (Proverbs 11:14, New International Version) In response to the financial crisis of 2007 and 2008 and the onset…

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Innovation: The Powerful Cure for Fighting the “Competitive Scrum”

“No one sews a piece of unshrunk cloth on an old garment. If he does, the patch tears away from it, the new from the old, and a worse tear is made.…

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Economic Freedom Includes the Freedom to Fail

“And because he was a tentmaker as they were, he stayed and worked with them.”                                   ~ Acts 18:3 (NIV) The free enterprise system enables all of us to pursue our own…

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An Economic Lesson from a Bag of Potato Chips!

“The hardworking farmer must be the first to partake of the crops.” ~ 2 Timothy 2:6 (New King James Version) The next time you purchase a bag of potato chips from the…

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The Power of the Market

“The real and effectual discipline which is exercised over a workman is that of his customers.  It is the fear of losing their employment which restrains his frauds and corrects his negligence.”    …

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Greed is Good?

Scripture: Matthew 25:14-30; Luke 12:15 In the 1987 movie “Wall Street,” actor Michael Douglas, known as Gordon Gecko in his movie role, made the following impassioned plea for change before the mythical…

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